Much as we try to remove the effect of a terrible credit record, trying to get personal loans of any sort is nearly impossible in case you have a bad credit record. Precisely what makes our loan service a real huge support in occasions when you were worried about an important loan but seem to have been rejected by finance institutions that have a strict procedure for financial help. For customers attempting to make their way in the world, loan rejections are usually devastating as you would expect. Grab the stress out of loan application having a loan provider that understands that a bad credit shouldn’t ought to ruin ones life. Take the Steps to Financial Freedom with Loan Lenders. Never let bad credit ruin your way of life; We operate in 4 various ways:
Bad Credit Personal Loans ? Loans between R1,000 to R20,000. 1-24 months to settle.
The best choice for those needing some sort of personal loan, but possess a poor credit record and/or are blacklisted. For those who are 18 years or older, permanently employed for three months minimum, earning not less than R2,000 per month and therefore are in the control of a particular bank account and SA green bar coded ID, then you’ll definitely qualify for this loan.
Non Blacklisted Personal Loans ? Loans between R0 to R150,000. 1-80 months to pay.
Largest unsecured personal loan on the market today! Available through one of the main South African financial services companies. This is only available for non-blacklisted customers with a clear credit record, no judgments or defaults.
Shorter Term / Payday Loans ? Loans between R500 & R8,000
This program is ideal for those seeking a particular advance with their salary. Compliant with National Credit Act No. 34 of 2005, this convenience loan is calculated based on your present income or salary, giving you a short-term loan when it’s needed the most. This option is great for those who are struggling from a tough month, and desire a short-term cash injection to tide them over before payday. This product is only intended for those with good credit records.
Consolidated Debts: Homeowners ? Minimum loan of R30,000
This program is perfect for those who are struggling to acquire a second loan against their own property, due to poor credit record or homeowners being overextended on expenditure. In case you are in areas with home or vehicle payments, have insufficient net income otherwise you are rejected by finance institutions, this will be the loan available for you.
Consolidated Debts: Non-homeowners ? Minimum loan of R10,000 devoid of maximum
This option is perfect for those requiring a means to consolidate and clear a bunch of their debts, along with a single repayment rather than multiple payments to various financial institutes. If you are not under debt review or possess court orders or summons with your name, then this is the perfect process to pay off your financial obligations in one location. Self-employed and full-time employed tend to be catered to.