Need a personal loan? We can help

Perhaps you really need cash but you have a bad credit rating and banks or credit agencies refuse to grant you a loan. Maybe you are already blacklisted and you need cash for re-financing purposes, buy a new car, pay for a funeral, studies or any other reason. A personal loan is the best option for you to obtain the extra cash that you need. Read on to know how you can able to get a personal loan in South Africa.

Get up to R8000 in loans, now with 3 months to pay.

What you will need:

  • A cellphone number
  • SA ID number
  • Bank account details
  • Most recent payslip

Simply use our innovative loan slider calculator to choose your loan amount and payment terms. Process takes less than 3 minutes.

The first thing to do is to ask yourself why you need money and how much you need before you apply. Be sure that you can pay for the monthly interest rates or installments to avoid being caught in the debt. In the event that you have been blacklisted and have a bad credit score, it is more likely that you will be approved for a unsecured personal loan instead of a secured personal loan.

Basically, these loans are commonly given by personal or sub prime loan lenders not banks because of the risk. Sub prime lenders are known to specialize in this type of loan. But these loans are known to have a bigger interest.

Online applications have an advantage, since they do not need face to face transaction with the agent of the bank or lender. It will save you to save time and effort and it is simple and easy.

Other requirement that you need to prepare are proof of residence, latest pay slip or salary advice, latest bank statements for the past 3 months and South African green bar coded ID. Applying for personal loans is easy as long as you can able to follow the terms of paying the loan.