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Loan Lenders Quick & Easy Loans – We Say Yes!

Personal Loans, Short Term Loans, Payday Loans, Loans for Blacklisted people

Personal Loan Lenders


Perhaps you really need cash but you have a bad credit rating and banks or credit agencies refuse to grant you a loan. Maybe you are already blacklisted and you need cash for re-financing purposes, buy a new car, pay for a funeral, studies or any other reason. A personal loan is the best option for you to obtain the extra cash that you need. Read on to know how you can able to get a personal loan in South Africa.

The first thing to do is to ask yourself why you need money and how much you need before you apply. Be sure that you can pay for the monthly interest rates or installments to avoid being caught in the debt.
In the event that you have been blacklisted and have a bad credit score, it is more likely that you will be approved for a unsecured personal loan instead of a secured personal loan. Basically, these loans are commonly given by personal or sub prime loan lenders not banks because of the risk. Sub prime lenders are known to specialize in this type of loan. But these loans are known to have a bigger interest.

But if you aren’t blacklisted but with a bad credit score, it is more probably best to consider for secured personal loan from the bank. This usually depends on your present credit as well as figures. Either means, applying for this type of loan is simple, easy and fast. Banks and credit agencies usually focus on secured personal loans. These loans are low interest personal loans.

There are also some requirements that an applicant need to know before seeking a secured and unsecured personal loan in South Africa. The applicant should be over 21 years old and not over 65 years old. The loan applicant must be permanently or formally employed for about 6 months or more. Should have an official bank account, wherein the salary is being paid and a valid green bar coded South African identification card.

Finance service providers and banks usually provide suggest more especially the applicant is not blacklisted. The period of repayment commonly range from 4 to 6 months up to 36 months term, which may also depends on the amount you are capable to have. In addition, if you’re blacklisted but have a bad credit score you may have higher interest by taking personal loan from the personal loan lenders.

Unsecured and secured personal loans can be obtained offline or online. Online applications have an advantage, since they do not need face to face transaction with the agent of the bank or lender. It will save you to save time and effort and it is simple and easy.

Other requirement that you need to prepare are proof of residence, latest pay slip or salary advice, latest bank statements for the past 3 months and South African green bar coded ID. Applying for personal loans is easy as long as you can able to follow the terms of paying the loan.

16 Responses to “Personal Loan Lenders”

  1. Mellissa says:

    I would urgently like to apply for a loan.

  2. Candice says:

    I need a loan urgently, Please assist.

  3. Patrick Phiri says:

    I am in my first month of permanent employment and would like to apply for a personal loan to assist in sorting out my immediate pressing financial demands.

  4. Elize Jordan says:

    Good day

    I urgently am looking for a short term loan – R4 000. Is there anybody who can assist?

  5. neil says:

    I need a loan of R750 000 to pay off my debit

  6. Joseph Higgins says:

    I URGENTLY need a loan of R450 000 to consolidate my dept.

  7. Jacques says:

    Please help I need a loan

  8. Merryl says:

    good day

    i am in desperate need of a loan please advise if you can assist.

  9. Martha says:

    Want to apply for a loan please assist.

  10. nthabiseng moeti says:

    I’d like to apply for loan to bye a car, R50 000 to be paid off in 60 months please contact me

  11. peter says:

    Im currently looking for a loan for up to R50,000

  12. Tshepiso Mosepi says:

    I need a consolidation loan

  13. Tshepiso Mosepi says:

    How do i apply

  14. I need a loan urgently please

  15. Paulina says:

    GOOD DAY, I WOULD LIKE TO APPLY FOR A LOAN OF R90000

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